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Information Communications Technology

Why do you need cover?

Information & communication technology means any computer equipment, software, hardware sold, manufactured, produced, installed, repaired, serviced, treated, supplied, distributed, licensed or shared or any service, advice or work provided by the professionals in relation to the above; and also the provision of data processing, data communication services provided.

Any software developer or service provider providing information & communication technology (ICT) could be exposed to claims of a “professional liability” nature. Claims can come from :

  • A customer or other party suffering a financial loss after receiving the services or relying on the advice of a professional, and suing for the loss.

  • A client who is merely dissatisfied may make a claim even if it may not be valid.

There is always the potential of the financial burden of litigation and any business needs to protect it’s reputation and assets. 

Main Risks insured
Errors & Omissions: legal liability for any claim in respect of negligent acts, errors
or omissions incurred in the provision of information & communication technology to include cover for defence costs.

Covers also to be considered, or may already be included in the Insurance policy, are:

• Breach of Contract
• Libel and Slander
• Fraud and Dishonesty
• Intellectual Property
• Loss of Data
• Unauthorised access

Main Categories of Businesses that can be covered:
Software developer (financial/accounting, business systems, e-commerce, asset/inventory 
management, etc)

Computer/IT consultant

Hardware designer/manufacturer/importer

Data communication service provider 

Data processing & service provider

Telecommunication service provider

Stephen Walsh
Tel: +353 1 407 4910
Mobile: +353 86 232 5916
Email: stephen.walsh@willis.ie
Insurance Solutions for TMT